+1 402-271-7285

Online Banking – Enter Here

Location

1700 Farnam St. Ste. 1000
Omaha, NE, 68102-2022

Hours

Mon–Fri, 8:30am to 4pm
Sat-Sun: CLOSED

Call Today

+1 (402) 271-7285
(402) 449-7752 FAX

Rates and Fees

Home / Rates and Fees

Annual Percentage Rates Effective March 1, 2020

Type Year APR Maximum Amount Term Security
Auto Loans NEW 3.24% 85% of Sticker Price 36 months Title/Ins
  NEW 3.24% 85% of Sticker Price 48 months Title/Ins
  NEW 3.24% 85% of Sticker Price 60 months Title/Ins
  NEW 3.24% 85% of Sticker Price 72 months Title/Ins
  NEW 3.24% 85% of Sticker Price 84 months Title/Ins
 
  NEW 3.74% 125% Sticker Price 36 months Title/Ins
  NEW 3.74% 125% Sticker Price 48 months Title/Ins
  NEW 3.74% 125% Sticker Price 60 months Title/Ins
  NEW 3.74% 125% Sticker Price 72 months Title/Ins
  NEW 3.74% 125% Sticker Price 84 months Title/Ins

Type Year APR Maximum Amount Term Security
Auto Loans 2019-2018 3.49% NADA Loan Value 84 months Title/Ins
2019-2015 3.49% NADA Loan Value 12-48 months Title/Ins
2019-2015 3.49% NADA Loan Value 60-72 months Title/Ins
2014-2010 3.99% NADA Loan Value 12-60 months Title/Ins

  2019-2018 3.99% NADA Retail Value 84 months Title/Ins
  2019-2015 3.99% NADA Retail Value 12-48 months Title/Ins
  2019-2015 3.99% NADA Retail Value 60-72 months Title/Ins
  2014-2010 4.49% NADA Retail Value 12-60 months Title/Ins

*** First Mortgage 3.70% Per Guidelines Per Guidelines Deed/Ins ***

*** Home Equity 5.00% Per Guidelines 60 Months Deed/Ins ***

*** Home Equity LOC 5.00% Per Guidelines 120 Months Deed/Ins ***

Type Year APR Maximum Amount Term Security
Share or Term Share Account   2.00% Above Dividend Rate Equal to Shares 48 months or remaining term Shares Pledges

Type Year APR Maximum Amount Term Security
Signature   8.00%* Per Guidelines 12 months Unsecured
    8.50%* Per Guidelines 24 months Unsecured
    9.00%* Per Guidelines 36 months Unsecured

Auto Loans require title and insurance. Recreational Vehicles, Boats, and Motorcycles add 1% to Auto Loan rates. Title and insurance also required.

As low as. Higher rates may apply on applications with higher indications of credit risk. Woodmen FCU reserves the right to adjust rates based on applicant credit history and credit score. The above auto and signature loan rates include discounts and are subject to change without notice.

Dividend Rates and Annual Percentage Yields Effective March 1, 2020

    Rate APY  
6 Months $500 Minimum Balance .80% .80%  
90 Days $1,000 Minimum Balance .50% .50%  
6 Months $1,000 Minimum Balance 1.10% 1.10%  
1 Year $1,000 Minimum Balance 1.60% 1.60%  
2 Years $1,000 Minimum Balance 1.85% 1.85%  
3 Years $1,000 Minimum Balance 2.10% 2.10%  

    Rate APY  
Checking Basic Checking .05% .05%  
  Checking Plus .10% .10%  
Savings Below $10,000 .10% .10%  
  $10,000 and Above .15% .15%  
IRA Savings Below $10,000 .10% .10%  
  $10,000 and Above .15% .15%  
IRA 1 Year   1.60% 1.60%  
IRA 2 Years   1.85% 1.85%  
IRA 3 Years   2.10% 2.10%  

For the current dividend rate and annual percentage yield information call 402-271-7285. If you have questions about these or any of our other products and services, please stop in or call the Credit Union.

All loan and savings rates are subject to change without notice

ACCOUNT DISCLOSURES ARE AVAILABLE