Have you heard the news? Woodmen Federal Credit Union offers our Basic Checking Account free of the monthly service charge. There is no hidden fine print or hard to attain requirements, there simply is no monthly service charge. Stop in the Credit Union and open your free checking account today!

Woodmen Federal Credit Union also offers Checking Plus. Checking Plus is much like our Basic Checking account, but is free if you maintain a $5,000.00 average daily balance for the calendar month. Checking Plus includes free Online BillPay and has a tiered dividend rate. The account pays the same dividend rate as the Basic Checking if the average daily balance is below $5,000.00 for the calendar month and pays a higher dividend if the average daily balance is at or above $5,000.00 for the calendar month. Checking Plus also provides your checks for the account for free. Stop in or call a member service representative for complete details.

Allpoint is the world’s largest surcharge-free ATM Network. There are 55,000 ATMs in five countries, with over 40,000 in the U.S. As a Woodmen Federal Credit Union member, you can now access your money at convenient ATMs located in destination retail outlets, including convenience, grocery, and pharmacy stores such as Walgreens, CVS, Target, and more. Members can search for ATMs within the Allpoint Network with the free Allpoint Network ATM locator app, available for download on your smartphone or simply by using the ATM locator link shown here or at the top of this Home Page. Enjoy the benefits membership has to offer!

The Allpoint Network also provides Woodmen Federal Credit Union debit card holders free use of Visa Checkout. Visa Checkout is an online checkout service from Visa that allows customers to make purchases quickly and easily from any device. Visa Checkout allows customers to store their card and shipping information in a secure account so that they only need to enter a username and password at checkout.

Visa Checkout makes paying online and in-app easy and more convenient for your cardholders. There are currently over 20 million registered Visa Checkout users from 1,500+ financial institutions, with 300,000+ live merchants in 23 countries worldwide. Visa Checkout uses multiple layers of security, including fraud monitoring systems to help keep payment information safe. These risk management tools have resulted in a superior fraud performance when compared to the overall e-commerce segment

Woodmen Federal Credit Union is now issuing EMV security chip cards. EMV stands for Europay, MasterCard, and Visa. EMV chip cards are more secure than magnetic strip cards. Unlike magnetic stripe cards, when you use an EMV card, the card chip creates a unique transaction code that cannot be used again. It is a one-time approval code that is only applicable to that transaction and cannot be duplicated for fraudulent purposes. The Credit Union is currently issuing Visa security chip cards as they renew. If you would like to accelerate the reissue of your Visa credit or Visa debit card please contact the Credit Union.

SPRINT WORKS FOR CREDIT UNION MEMBERS

Get a $100.00 Cash Reward for Every New Line*

Our exclusive Credit Union Member Cash Rewards offer is one of our best EVER! Receive Cash Rewards deposited directly into your Woodmen Federal Credit Union account.

Here’s how it works:

• Members get a $100.00 cash reward for every new line when you switch to Sprint.

• Existing customers earn $100.00 annual loyalty cash rewards.

• Plus, get 25% off select accessories in Sprint stores.*

Here’s how to sign up for Sprint Cash Rewards:

1. Become a Sprint customer.

2. Register within 30 days of activation at LoveMyCreditUnion.org/SprintRewards or in the Love My Credit Union Rewards app. Be sure to mention this Corporate ID code, Individual Members: NCBEN_ZMB_ZZZ.

3. Allow up to six to eight weeks to see Cash Rewards directly deposited by the Credit Union into your Credit Union account.

* For a limited time, there is no limit on the number of lines that qualify.

Woodmen Federal Credit Union is offering 5.00% APR fixed rate home equity loans. Consolidate debt, buy a new car, pay college tuition, plan for the new year, whatever! There are no closing fees and the interest may be tax deductible. Consult your tax advisor on the deductibility of finance charges.

In addition to our fixed rate Home Equity Loan, the Credit Union offers a simple and convenient Home Equity Line of Credit. Once you have established your home equity credit line the paperwork is done. Future advances are simple and fast. There are no closing fees and the interest may be tax deductible. Consult your tax advisor on the deductibility of finance charges. Enjoy the benefits your membership has to offer and put your home to work for you.

The Credit Union has mortgage funds available for 1st mortgages and is waiving the 1% discount point. If you’ve been considering buying a home or refinancing an existing mortgage, please check with us. We offer a unique mortgage loan program and our low rate may make this the right time to finance with your Credit Union.

Need to organize your debts? Woodmen Federal Credit Union is ready to help. Consolidate credit card balances with a bill consolidation loan, or with a Woodmen Federal Platinum Visa Credit Card. Talk to a loan officer to see how you can enjoy the benefits membership has to offer.

Our Risk-Based Lending is designed to reward you with a lower Annual Percentage Rate on your loan application as determined by your credit bureau credit score and your credit relationship with the Credit Union. The better your credit bureau score the lower your rate! You can also earn additional discounts based on your credit relationship with the Credit Union to further lower your rate. Discounts include a .5% discount for direct deposit with automatic loan payments from a Credit Union checking account, a .25% discount for 3 prior paid as agreed Credit Union loans, and a .25% discount for having a Credit Union Visa account in good standing. Applicants with lower credit scores may now qualify with an appropriately priced APR and are also eligible for the discounts. Stop in and visit with a loan officer and enjoy the benefits membership has to offer.

Woodmen Federal Credit Union offers financial services online. Our online services are designed to be easy and convenient. You can view your balances, recent activity, 1099 and 1098 interest information, make transfers between your Woodmen accounts, even request check withdrawals. Save time and sign up to receive your monthly statement online too. It’s easy to sign up. Stop in or call the Credit Union today.

Online Financial Service users may also pay their bills online with our Online BillPay.  Forget about postage and mailing your bills, Online BillPay will do it for you.  Try it out and see the value for yourself.

Woodmen Federal Credit Union has enhanced our Online Financial Services with E-Alerts. E-Alerts allows you to request your own automatic email notices and reminders. For example, you may request an E-Alert for:

• your daily balances,

• when your checking balance drops below a certain amount,

• when your savings balance reaches a certain amount,

• when a loan payment is due,

• when a specific check number clears,

• when payroll is deposited,

• a one-time personal reminder,

• a recurring personal reminder.

These are just a few examples of what E-Alerts can do for you. E-Alerts is now available and accessible by going to Online Financial Services and clicking on the "Information" icon. Try it out and discover your own personal assistant!

Did you know the Federal Credit Union Act, the law that allows the establishment of all federal credit unions, has direct connections to Woodmen of the World Life Insurance Society? The original bill was written by Morris Sheppard, a United States Senator from Texas and the Treasurer for Woodmen of the World Life Insurance Society. Senator Sheppard not only wrote the bill, but he also championed it to unanimous consent in the United States Senate. Upon the signing of the Federal Credit Union Act into law by President Franklin Roosevelt in 1934, Senator Sheppard immediately chartered two federal credit unions. The very first federal charter was issued to the Morris Sheppard Texarkana Federal Credit Union in Senator Sheppard’s home town and charter #16 was issued to the Morris Sheppard W. O. W. Federal Credit Union. In 1990, the charter was amended to include all Woodmen Tower employees and their relatives and the name was changed to Woodmen Federal Credit Union as it is known today. Woodmen Federal Credit Union is proud of our history with Woodmen of the World Life Insurance Society and appreciates their sponsorship. Please visit WoodmenLife here or by clicking on the link or logo above.

Woodmen Federal Credit Union will provide our members with professional, well-trained employees, a wide range of financial services, timely and convenient services, a fair return of savings, reasonably priced loans, a solid capital base, full information about the affairs of the Credit Union, and a Board of Directors committed to the members' best interests.