+1 402-271-7285

Online Banking – Enter Here

Location

1700 Farnam St. Ste. 1000
Omaha, NE, 68102-2022

Hours

Mon–Fri, 8:30am to 4pm
Sat-Sun: CLOSED

Call Today

+1 (402) 271-7285
(402) 449-7752 FAX

Mortgage Loans

Home / Mortgage Loans

Loan Information

  • The Credit Union loans 80% of appraised value.
  • Loan may be amortized for 30 years or less.
  • All mortgages have a 5 year balloon maturity:
    • Rate is fixed for the 5-year period.
    • On the balloon maturity, the loan may be renewed at the then current rate.
    • If rates are lowered during the 5-year period, you may refinance at the new rate with a new 5-year balloon. The fee for this request is 1% point. For example, if loan balance is $30,000.00, the fee would be $300.00.
  • Interest rate is based on current market rates and is locked in on the date you submit your application.

Approximate Fees

  • 1% Discount Point (amount of loan x .01). Currently Waived
  • Appraisal: approximately $300.00 to $350.00.
  • Pest Inspection: approximately $150.00.
  • Title Insurance: approximately $250.00 to $450.00 depending on amount of
    loan and if loan is a new purchase or a refinance.
  • Nebraska Title Closing Fee: approximately $225.00.
  • Recording & Express Mail Fees: approximately $90.00.